Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
"Richard Wylder is an amazing Mortgage advisor. He is extremely helpful, pleasant, friendly and unbelievably efficient. The whole process was completed very quickly. Throughout it was very easy to get hold of him and ask questions. The solicitors they used were also excellent. Richard made it a really easy and stress-free process. I highly recommended him"
Sandra
Equity release, also called a lifetime mortgage, gives homeowners over 55 a way to unlock tax-free cash from their property without having to sell or move. You can either borrow against your home’s value or sell a portion of it in exchange for a lump sum or regular payments. Some plans even allow you to access more funds later if needed. If you still have a mortgage, it must be repaid using the equity release funds.
Yes. Equity release is fully regulated by the Financial Conduct Authority (FCA), ensuring your protection. As proud members of the Equity Release Council, we follow strict industry standards designed to keep customers safe. Plus, with a lifetime mortgage, you or your estate will never owe more than the sale value of your home—provided it’s sold at the best possible price.
The choice is yours! Many people use it to improve their home, clear debts, buy a new car, or simply enjoy a more comfortable retirement. Whether you have a specific goal in mind or just want extra financial security, equity release offers the flexibility to suit your needs.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
Tailored advice to help you plan your financial future
At Equity Release and Mortgage Partnership Staffordshire, we specialise in later-life mortgage advice tailored to your unique situation. With years of experience, we help you make confident financial decisions - whether you’re looking to unlock the value in your home or find the right mortgage deal. We’re here to support you at every step, offering a personal, professional service to help you plan for a secure future.
We compare a wide range of plans to find the perfect fit for you.
From start to finish, we handle the admin, saving you time and stress.
With a strong reputation for reliable advice and outstanding service, you’re in safe hands.
Here’s what to expect when you work with us for equity release, if you live in Staffordshire.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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